1. Acceptance
By accessing or using ErickVargasRealEstate.com (the "Site"), you agree to these Terms. If you do not agree, do not use the Site. The Site is operated by Erick Vargas P.A.
2. Informational resources—not a commitment
Site content and calculators are general educational resources. Nothing on the Site is a mortgage application, preapproval, approval, commitment to lend, interest-rate lock, loan estimate, guarantee of financing, formal appraisal, broker price opinion, comparative market analysis, offer, contract, or legal, tax, insurance, or investment advice.
Submitting a form does not create a broker-client, lender-borrower, appraiser-client, fiduciary, or other professional relationship. Any such relationship requires appropriate review, disclosures, and written agreements.
3. Preliminary estimates
Automated buyer ranges use assumptions and user-supplied approximations. Actual qualification depends on verified income, assets, liabilities, credit, loan program, interest rate, property taxes, insurance, flood-zone status, association fees, property eligibility, appraisal, underwriting, and other factors. Results may change materially and are not a lending decision.
Property-value reviews are preliminary market opinions for a potential real estate conversation. They are not appraisals and may not be used for lending, tax, litigation, estate, insurance, or other purposes requiring an independent appraisal.
4. Your responsibilities
You agree to provide information you are authorized to provide and that is reasonably accurate. You must not misuse forms, attempt unauthorized access, introduce malicious code, scrape the Site in a manner that impairs service, impersonate another person, or use the Site for unlawful or discriminatory activity.
5. Listings and off-market opportunities
Property availability, characteristics, prices, and status can change without notice and should be independently verified. References to private or off-market opportunities do not promise that any particular property exists, is available, or will match your criteria.
6. Intellectual property and imagery
Unless otherwise stated, the Site's original text, design, branding, graphics, and code are owned by or licensed to Erick Vargas P.A. and may not be reproduced commercially without permission. Brokerage, lender, government, and third-party marks remain the property of their owners. Some lifestyle and property imagery may be AI-generated or illustrative and must not be interpreted as a current listing, completed transaction, specific development, or exact property representation.
7. Third-party services
The Site may link to third-party websites or tools. Links are provided for convenience and do not guarantee or endorse their content, security, availability, products, or privacy practices.
8. Availability and accuracy
We work to keep the Site useful and accurate but do not warrant uninterrupted operation, error-free calculations, or that all content is current. To the fullest extent permitted by law, the Site is provided "as is" and "as available."
9. Limitation of liability
To the fullest extent permitted by applicable law, Erick Vargas P.A. and participating service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of, inability to use, or reliance on the Site. Nothing in these Terms excludes liability that cannot legally be excluded.
10. Governing law
These Terms are governed by Florida law, without regard to conflict-of-law principles. Subject to any mandatory law or written agreement that applies, disputes relating to the Site will be brought in a court of competent jurisdiction in Miami-Dade County, Florida.
11. Changes and severability
We may update these Terms by posting a revised version and date. If any provision is unenforceable, the remaining provisions remain in effect.